Why use a Broker?
Using a broker offers significant advantages when seeking finance. Brokers have access to a wide range of lenders and funding options, providing tailored solutions to fit your individual needs. Their expertise helps you navigate the often-complex financial landscape, saving you time and effort.
Brokers also negotiate on your behalf, potentially securing better rates and terms than you could find independently. With their industry knowledge and connections, brokers ensure you get the right financial package for your business, while simplifying the entire process.
Here at Essential Finance Partners, we want to be that trusted Broker of choice.
Expertise and Experience
A finance broker brings extensive knowledge and experience in the asset finance sector. They understand the nuances of different financing options, market trends, and lender requirements—so you get advice that fits your goals.
Access to More Lenders
Tap into a broad network of lenders and financial institutions. We can surface competitive rates and favourable terms you might not see by approaching lenders one-by-one.
Tailored Solutions
We look at cash flow, asset needs and long-term plans to recommend finance structures that fit your situation—not a one-size-fits-all product.
Negotiation Power
Leverage our market knowledge to secure sharper rates, flexible terms and the little extras that make a big difference over the life of an agreement.
End-to-End Support
From documents to deadlines, we handle the moving parts. You stay focused on the business while we keep the process smooth.
Flexible Options
Asset finance, working capital, consolidation and more—we build a joined-up approach to meet your broader funding needs.
Frequently Asked Questions
Do I pay a fee to use a broker?
For most asset finance cases we’re paid by the lender via commission if your agreement completes. If a broker fee applies in your case, we’ll explain it clearly before you proceed and it will also be set out in writing.
Will using a broker affect my credit score?
Initial conversations and illustrations don’t require a credit search. Where a lender needs a search, we’ll ask for your consent first and explain the type (soft or hard) and timing so you know exactly what to expect.
Can a broker get better rates than I can get directly?
No single lender is best for every case. We compare multiple lenders and negotiate terms on your behalf, aiming for the best overall fit—rate, structure and flexibility—based on your goals and circumstances.
How quickly can I get a decision?
For straightforward asset finance, indicative terms are often available the same day or within 24–48 hours. Timelines vary by lender, asset type and the information available, and more complex cases may take longer.
What information will you need from me?
Typically: basic company details, director ID and proof of address, latest accounts or management figures, 3–6 months’ business bank statements, details/quote for the asset or purpose of funds, and any existing finance commitments.
Can you help start-ups or businesses with some adverse credit?
Yes—subject to status and affordability. Our lender panel includes providers who will consider early-stage businesses and cases with credit blips. We’ll present realistic options and requirements up front.
Are you regulated?
Essential Finance Partners Ltd is an Appointed Representative of AFS Compliance Ltd, which is Authorised and Regulated by the Financial Conduct Authority (FCA number 625035). We follow our Treating Customers Fairly principles on every case.
Call Us
Nottingham: +44 1156 860985 or London: +44 2038 860985
Email Us
info@essentialfinance.co.uk