Asset Finance

Asset finance, also known as equipment finance, offers a strategic way for businesses to acquire essential assets without the burden of upfront costs. With Essential Finance Partners, you can enhance your operations, capitalise on new opportunities, or quickly obtain necessary equipment.

Our solutions allow you to spread the cost over several years, reducing the initial outlay to manageable monthly payments and helping preserve credit lines and cash reserves.

So, if your business is looking to acquire assets—whether that’s vehicles, new or used machinery, software, 3D scanners, IT hardware, solar panels, coffee machines, LED lighting, or materials handling—the list goes on. If you’re looking to buy an asset and spread the cost over time, talk to us to see what options are available.

For more asset-specific information, see the links below.

Frequently Asked Questions

What is Asset Finance?

Securing finance against and/or for a business asset.

How does it work?

A funder covers some or all of the asset cost; you then repay the amount over an agreed term with fixed instalments.

I am classed as a 'New Start' business — does this rule me out?

No, it certainly doesn’t. Several funders support new starts. You may need to provide additional information and, potentially, a director’s/personal guarantee.

What are the rates?

Rates depend on your situation: amount, asset type, term, and credit strength. We’ll source competitive options for your profile.

Can I get finance if I know my business has a poor credit history?

It can be challenging, but a broker can advise what is and isn’t possible and suggest realistic routes forward.

Obligation Free Quotation

Call us or drop us a quick message to get your obligation-free quotation in minutes.

Call Us

Nottingham: +44 1156 860985

London: +44 2038 860985

Email Us

info@essentialfinance.co.uk

Open Hours:

Mon–Friday: 9AM - 5PM

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