How it Works

At Essential Finance Partners, our goal is to make securing finance as straightforward and transparent as possible, no matter your business needs. We understand that your focus should be on growing and managing your business, not navigating complex financing options.

That’s why we take on the heavy lifting—handling the intricate details and the process—so you can concentrate on what matters most: running your business with confidence. We pride ourselves on building long-term partnerships rather than simply transactional relationships.

We know our success is linked with yours, so we work diligently to find the right financial solutions tailored to your goals. With your interests at the heart of everything we do, you can trust that we’re committed to delivering results that meet your immediate needs and support your future growth.

How it works - our funding process

1. Contact Us

Call, email, or click here and we’ll discuss your requirements. Are you purchasing an asset? Do you have a supplier quote yet? Do you need working capital or a lease, etc.?

2. Advice

We’ll advise the most suitable product/route and the terms & repayment profile that best fit your needs.

3. Pricing

We’ll provide a finance quote confirming the terms, repayment profile, and pricing. This quote is subject to underwriting.

4. Underwriting

If you’re happy to proceed, we’ll prepare a proposal and submit it to the appropriate funder. Depending on your circumstances, we may need additional information at this stage.

5. Acceptance / Feedback

All being well, the finance will be formally approved and we’ll let you know. Underwriting may also return a “decline” or a “referral”. If declined, we’ll advise your options; if referred, we may need more information.

6. Issue Documentation

Once approved, we’ll request your business bank details and issue the finance documents (via eSign or PDF). You review and sign; we process with the funder; the agreement goes live.

Obligation Free Quotation

Call us or drop us a quick message to get your obligation free quotation in minutes

Call Us

Nottingham: +44 1156 860985

London: +44 2038 860985

Email Us

info@essentialfinance.co.uk

Open Hours:

Mon-Friday: 9AM - 5PM

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