Asset refinance illustration

Asset Refinance: Release Working Capital

Refinancing can be a strategic move for businesses seeking to improve cash flow, reduce interest costs, or consolidate existing debt.

Using the value of assets you already own, you can unlock working capital. With a Sale & HP Back (a common refinance facility), you sell the equipment to a funder and take it back on hire purchase. You continue using the asset while the funder releases cash into your business.

By replacing current borrowing with new facilities, many businesses secure more favourable terms, lower monthly payments, and access additional capital for growth.

Improve Cash Flow Management

Reduce monthly repayments and free up cash for inventory, payroll, or contingencies—so day-to-day operations stay smooth.

Unlock Capital for Growth

Release funds to invest in technology, additional assets, marketing, or new sites—while you keep using the refinanced asset.

Strengthen Your Credit Profile

Well-managed refinancing can support your track record and open up better options for future borrowing.

Tailored Solutions

We assess your circumstances and arrange facilities aligned to your goals—across Hire Purchase, Finance Lease, or Loans.

Obligation-Free Quotation

Call us or drop us a quick message to get your quotation in minutes.

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Nottingham: +44 1156 860985

London: +44 2038 860985

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