- You will be covered 24/7, 365 days a year, anywhere in the world
- Cover for minor or serious injuries
- Cover for hospitalisation
- You could be awarded up to £75,000
- You can spend the money any way you wish
Click here to view the Policy Summary
Click here to view the Policy Wording
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Personal Accident Insurance
0845 803 3909Personal Accident Insurance
Personal Accident Insurance from only £3.49 a month. Buy today and receive your first two months of cover for just £0.99 per month.
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Me
- From £3.49 per month
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- From £6.44 per month
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Why choose the Essential Finance Personal Accident Plan?
Sometimes accidents can be minor, other times they're not! Have you considered how an accident could affect your life? Simply tripping up and taking a tumble can lead to weeks off work, make driving impossible, create a need for extra help around the home, or worse. Whilst Essential Finance Personal Accident Protection cannot take away the worry and grief that can occur, it can help to lessen the financial burden. The cash lump sums that are paid out really do make a big difference. A little bit of planning now, can have a large benefit should the need arise.
The Essential Finance Personal Accident Plan is designed to offer you financial help should you suffer an injury as a result of an accident as you go about your daily activity, whether you are at home, out and about or at work.
The range of injuries covered means that you would receive financial help for more minor injuries such as broken bones right up to more serious injuries which may involve you having to make adjustments to the way you go about your daily life.
You would be covered for up to £750 for a broken bone and up to £450 for a dislocation, but if your injury resulted in a permanent disability, have you thought about how you and those around you would cope?
- Up to £75,000 for the loss of a limb
- Up to £37,500 if you were to lose sight in one eye
- Up to £15,000 for permanent total loss of use of hip, knee or ankle
You are free to spend the money in any way you wish. You could use it to refit your home to make it more accessible, to help you retrain for a career that won't be impacted by your injury or to help you to remain financially secure while you recover.
You could also receive a daily amount for hospitalisation. So you could receive a cash sum of up to £45 pounds for every 24 hours you'd need to stay in hospital as a result of an accident, up to a maximum of 365 days.
So if you needed to remain in hospital for 2 weeks, you could receive over £600 pounds. You may not be able to work during this time and, even if you are still earning, this extra cash would help for additional costs you may not have thought about, such as childcare whilst visiting hospital or travel expenses.
You would be covered 24 hours a day, 365 days a year and anywhere in the world.
The policy also provides a lump sum payout of up to £37,500 if you were to die as a result of an accident. Obviously that's not something we like to think about but at least you would have the reassurance that you are covered should the worst happen.
The plan is very simple to set up; there are no complicated medical questionnaires or lots of forms to fill in.
Buy today and receive your first two months of cover for just £0.99 per month.
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